Your account may or may not be past the statute of limitations. Each state has a law that limits the time in which you can be sued for an unpaid account/debt. If your account is beyond the statute of limitations, you cannot and will not be sued by Charter Financial Solutions LLC or its creditor/client. If you acknowledge the debt, promise to pay, or make a payment on the debt, you may lose the protection of the statute of limitations. We will still not sue you to enforce payment. For accounts we receive from creditors who allow us to credit report the accounts; if you do not pay the debt, we may continue to report it to the credit reporting agencies as unpaid for as long as the law permits this reporting. Privacy Policy: Charter Financial Solutions LLC holds the information and privacy of its clients and their respective consumers in the highest regard and confidence at all times. The privacy policy of Charter Financial Solutions LLC exclusively covers the practices and procedures for the handling of sensitive information. This section of our privacy policy will cover our practices as they pertain to the website and information collected as a result of visiting our site. Information Collection and Uses of Information: Charter Financial Solutions LLC collects the information of visitors for the sole purpose of developing a more pleasant user experience. Under no circumstance Charter Financial Solutions LLC shares, trades, sells or otherwise divulges the personal or sensitive information of its customers to a third party. Charter Financial Solutions LLC does not use cookies. Charter Financial Solutions LLC does not collect personal information of website visitors; there is no exception to this policy. Charter Financial Solutions LLC does keep information metrics with URL, IP address, browser type, language, and the date/ time of your request. Charter Financial Solutions LLC ’s sole purpose for the collection of said information is for continuous improvement of the browsing experience of customers. Charter Financial Solutions LLC uses the personal information of visitors to our website for the sole purpose of the financial services Charter Financial Solutions LLC provides no exception to this policy.